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Recent content by Edward764

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    A sobering letter from the Social Security Administration

    Things have changed quite a bit over the decades. So it is true that one should not pursue a four year degree or a masters degree today unless they have a clear direction and goal. Nevertheless, I don't think that 99% of them are worthless for career advancement, but about 50% probably are. Back...
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    A sobering letter from the Social Security Administration

    In most cases, the odds are that you, and most folks who continue in education will indeed make more in the long run by staying the course. " Alone not Lonely" seemed to imply that a masters degree could just be a piece of paper, and earning it could be taking away time from monetary...
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    A sobering letter from the Social Security Administration

    I never tried to succeed at my passion, although I tried to convince myself it was my passion for reasons beyond the scope of this thread. I was never aggressive, and my mutual funds were limited, so they have not make me rich. I also wasted far more years than merely the years in school...
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    A sobering letter from the Social Security Administration

    Fortunately, I began saving money beginning with allowance at age 12. I survive today because I have been gifted money over the years by my parents and late grandparents and put most of it in mutual finds in 1995. Although I do not ask for it, and actually complain about it, my 86 year old mom...
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    A sobering letter from the Social Security Administration

    This is not fair at all. I guess there is a silver lining to never being in a relationship.
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    A sobering letter from the Social Security Administration

    People do need to start saving money in their 20's to avoid hardship later, and it is worse being in California. Senior housing here is well over 1000 a month. Most people with a Bachelors degree and two certificates would likely require about five years of higher education, depending on the...
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    A sobering letter from the Social Security Administration

    One thing you do have going for you is a very high IQ. I suspect that with a degree in the hard sciences, you are at least at 115-120. Depending on your age and health, would you be able to do some online work from home for extra income that would require someone with your mathematical and...
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    A sobering letter from the Social Security Administration

    Not directly, but the two are strongly correlated. Most people with over 11 years of higher education, have probably accumulated millions of dollars by the time they are 61 years old. To have never exceeded $26,000 a year with all this education is indicative of my unnatural existence
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    A sobering letter from the Social Security Administration

    There are unfortunately many people without retirement. Hopefully you have some savings, or supportive family or friends to help you out. This is how I survive. Most people who have spent over 11 years in higher education are making high enough wages that they have significant retirement...
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    A sobering letter from the Social Security Administration

    A couple days ago I got an updated letter from the SSA. It says that if I retire at age 66 and one-half, which is just under five years away, my retirement benefit will be a paltry $1033 per month. I got my first job in 1976, and have only earned over $20,000 per year 17 times. My highest yearly...
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    I am considered Permanently Disabled but I need I feel a way to occupy my time

    How about paid work? Your mind is not one of your shortcomings, so you might want to scour the Bureau of labor statistics for jobs that would match your abilities.
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    Has anyone here ever published a book?

    What I am banking on is the uniqueness of my life story. I do not think my combination of learning disabilities, obsessions, fetishes, strange interrelated events, unusual awareness of these events, life altering statistical anomalies real or imagined, and the multiple butterfly effects...
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    Obsession with a specific band.

    Back in 1974, I was going through horrible bullying in high school, and was much looking forward to a trip to England and Spain coming up in the summer. To escape from reality, I would immerse myself in the Moody Blues every night for about two hours. I always had somewhat of a fetish for the...
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    Why Do You Feel/Have Anxiety?

    Unfortunately. I am going through wired anxiety phases again. I have a hard time coming to grips with being 61 years old without any significant contributions to society. Without bizarre distractions and synchronicities in academia ,of which I counted 86 of them, and my own self sabotage in...
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    Bartending

    I attempted bartending briefly back in 1980. I went back to a restaurant that I had quit nearly two years earlier as a busser. I only worked two days a week, but I was fired for my poor performance. Before beginning Sunday brunch, I had to come in early to prep, which included cutting large...
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