You don't really need that much ram unless you're dealing with very large files. Linux handles memory so much more efficiently than windows. Play with your System Monitor and tell me if you ever see even a few bytes of the swap file being used, whereas windows lives on the thing no matter how much ram you've got.Other than the confusion revolving around DDR5, my main concern is just to double my memory to 32GB, in consideration of future technologies like AI. I just don't want to be caught again without adequate hardware, for at least a few more years.
If you get in to game editing and database manipulation having that much ram definitely speeds the process up.