I have an ADN which is a Registered Nurse with an Associates degree. Now that is not enough to be able to work for certain hospitals. Most hospitals want a nurse with a Bachelors degree. However, the reason I got the job I have now is because of my 13 yrs of experience. Some hospitals still care more about experience - which I also believe is more important. Every extra class I have done so far is not going to help me with patient care. With all this extra work I'm doing, I'm not able to spend that time working more or taking classes that would actually benefit me in my work. I am taking a class in May (when this one is over) that specifically deals with critical care patients and is being taught through the hospital.
They always tout how education is so important. Then teach me something that I am really going to use and that will benefit me and my patients! College Algebra, Statistics and International Relations isn't it! This subject makes me so angry because the newer nurses coming out of school think they are so much better just because they have a Bachelors degree. I would trust my life more to the nurses that I have worked with that have the ADN's! ADN's have more clinical classes than Bachelors. More bookwork does not save lives!!!!!
There is of course something to be said for being able to complete rigorous academic study etc... BUT I agree that a liberal arts Bachelors degree is not directly relevant in any way to making someone a better or more knowledgable nurse. It only proves that someone is academically inclined & can complete a varied range of course work.
Given the stress, anxiety & difficulty all this is presenting for you, plus the cost, I wonder if at this stage in your life & career it's really necessary.
Btw, the true cost includes not only the direct costs but also the opportunity cost of the lost earnings while you re-direct your time from work to school, & also the cost of any borrowing. Meanwhile too you are not saving for your retirement. Your hospital may have a 401K or 403B match that you're missing out on, & you're missing out any potential investment returns from the money you're not earning therefore saving.
Someone starting out in nursing may be required to have a BS, but your existing education plus 13 years of experience should be sufficient to keep you gainfully employed. Look at how quickly you were re-employed last year despite all your concerns. Sure you looked hard & had disappointments during your job search, but that is common in all industries given the economy & job market (which are weak & poor, respectively). In a competitive work environment I can see how you would (or could) be at a disadvantage applying for certain positions at select hospitals. But assuming you don't wish to relocate all over the country, I wonder how much that would affect you.
You mentioned debt ... I assume you're taking these classes at a CC for transfer to a 4 year school. Have you calculated out your approximate total cost & total expected borrowing (net of the possible $1,000/semester tax credit)? I would do that if you haven't already.
Education should be viewed as an investment. It's a better expenditure than buying material goods that meet a want (versus a need); but people still need to evaluate the cost versus benefit & know upfront their total borrowing needs. Another consideration is how far along are you already in this process.
This is NOT to discourage you my favorite Grumpy Cat lady, but just to give you something to think about when you have time.